From the passenger’s perspective, ride-hailing services like Uber and Lyft offer a preview of what self-driving cars are supposed to deliver. You tap the button and summon a vehicle, and it takes you to your pre-entered destination. Yes, there’s a person in there, but now you can opt for a “quiet” ride, silencing the human who just happens to be sitting in the driver’s seat.

In New York City alone, more than than 620,000 daily trips are made like this. And, from what researchers have observed, the external impacts of this surge also hint at what the autonomous future has in store. In exchange for seamless, low-cost, car-based transport, cities across the U.S. are seeing congestion worsening, public transit ridership dipping, and more vehicle-miles wearing down roads—some of the worst-case stuff that futurists predict for when hailing a robo-car is even cheaper and easier.

A group of PG&E Corp. creditors could preempt the embattled California utility’s own attempt to claw its way out of bankruptcy by presenting a restructuring plan that could be worth at least $45 billion, according to people familiar with the matter.

The plan builds on a proposal floated earlier this year. The updated plan includes substantially more cash for compensating existing wildfire victims, establishing a new statewide wildfire liability fund and recapitalizing PG&E, said the people, who asked not to be identified because the details are private.

U.S. real estate title insurance company First American Financial Corp. said on Friday it had learned of a design defect in one of its production applications that had made possible unauthorized access to customer data.

The statement was sent in response to a report by security news website Krebs on Security, which said First American’s website had exposed about 885 million files dating back to 2003.

PG&E Corp. may set up a $105 million housing fund for victims of 2017 and 2018 wildfires in California, which set records for devastation and were blamed on the utility’s equipment, the judge overseeing the bankruptcy of the investor-owned power producer ruled on Wednesday.

Creditors, which include wildfire victims, are fighting for funds as PG&E navigates bankruptcy stemming from the blazes and as the state plans for increasingly long and dangerous fire seasons its officials attribute to climate change.