Insurers may be non-renewing more in wildfire-prone areas of California, sending an increasing number of people to the residual market or to surplus lines insurers.

A report released on Monday shows that market shares of the FAIR Plan, the state’s residual insurance market, and the surplus lines market, are on the rise, as people look for coverage, and look for more affordable coverage.

Santa Cruz, Calif.’s Climate Adaptation Plan looks at storm surge long-term and offers estimates of what the coastline could look like in 2030, 2060 and again in 2100. But combined with the accompanying Hazard Mitigation Plan, it plants the seeds for preparing for the possibilities of a turbulent California.

The city updated its Climate Adaptation Plan from the original version developed in 2011 and this time included a sea-level rise vulnerability assessment that incorporated a social vulnerability aspect, looking at who was vulnerable at different time horizons, mapping those areas. It gives city officials a good idea of who will be vulnerable and when.

The California Supreme Court issued an opinion today that utilization review physicians cannot be sued for malpractice, upholding established law that the workers’ comp system provides injured employees an exclusive remedy against an employer for compensable work-related injuries.

The court considered the application of workers’ comp exclusivity to claims arising from the utilization review process. Utilization reviewers act on behalf of employers and determine whether the treatment plan recommended for an employee’s injury is medically necessary after consulting a schedule of uniform treatment guidelines.

A report says a Southern California beach city has persuaded federal officials to exclude about 2,700 coastal properties from updated flood maps, saving homeowners thousands in insurance costs.

The Los Angeles Times reported that as a result, homeowners in parts of Newport Beach would save up to $3,700 each, or $10 million combined, each year in premiums.

A study from the California Workers’ Compensation Institute shows the likelihood that indemnity was paid on a workers’ comp claim increased with the number of concurrent prescriptions the injured worker was on.

Concurrent use of multiple medications to treat one or multiple medical conditions has become prevalent, with up to 10 percent of the U.S. population and up to 30 percent of older adults taking five or more drugs simultaneously, according to the CWCI study.

Wildfire has been an integral part of California ecosystems for centuries. Now, however, nearly a third of homes in California are in wildland urban interface areas where houses intermingling with wildlands and fire is a natural phenomenon. Just as Californians must live with earthquake risk, they must live with wildfires.

Shaped by ignitions, climate and fuels, wildfires are likely to become more frequent and severe with climate change. The 2017 experience of the largest and most damaging wildfires in California history, and ongoing destructive fires in 2018, provide a window of opportunity for learning to better coexist with wildfire.

(TNS) - The Thomas fire that roared through Ventura and Santa Barbara counties in December broke records, becoming the state’s largest wildfire in recorded history. But not for long. This month, the Mendocino Complex fire in Northern California broke a record for acres burned. Will the record be broken in another few months or sometime next year? It seems possible, given what fire officials and state leaders say about California’s heightened wildfire risk because of the effects of climate change.

(TNS) - When a special legislative committee held its first public hearing in response to the North Bay wildfires two weeks ago in Sacramento, there were eight major wildfires burning across California.

When the 10-member bipartisan panel met again Tuesday, the number of conflagrations had doubled, and the marauding Mendocino Complex fires had scorched more than 292,000 acres in three counties or more than 450 square miles.

(TNS) - It’s day 11 for Omar Estorga on the front lines of California’s firestorm.

Some nights, the captain and his crew have slept — sitting up — in the seats of their fire engine as the Carr fire raged. Other nights, they’ve stayed at the base camp in Shasta County. On their days off, they’ve snagged dorm rooms at Shasta College or, if they’re lucky, a hotel room when another fire crew has checked out.

As some 14,000 firefighters wrap up their second week battling more than a dozen destructive wildfires across the state, fatigue is setting but the fires show few signs of letting up.

Overnight, the Mendocino Complex Fire in Northern California expanded far enough to oust the 2017 Thomas Fire as the largest wildfire in the state’s history. Comprising two joined fires, the Mendocino Complex Fire has burned through 443 square miles in the area north of San Francisco. As of Tuesday morning, the fires burned more than 140 structures, including at least 75 homes, and was 30% contained.

But California’s residents and businesses still should be on alert, as the incendiary activity doesn’t end there. An unprecedented 14,000 firefighters are combating between 12 and 16 wildfires in the state, according to the Department of Forestry and Fire Protection. Particular emphasis is in Northern California, where the fires in Mariposa and Shasta counties continue to threaten residents, businesses, and emergency responders. For 26 days, the Ferguson Fire in Mariposa County has burned nearly 90,000 acres and caused two fatalities. The fire is having a huge impact on areas near and around Yosemite National Park, which alerted the public that it had closed all but two entrances and roads.