Could Companies Be Forced to Insure Homes in Wildfire Zones?

(TNS) — Insurance companies fleeing high-risk fire zones would have to stay put and even offer discounts if homeowners in those areas prepare for wildfires on a community-wide scale, under a new bill proposed in Sacramento on Tuesday.

The bill, AB 2367, has the backing of state Insurance Commissioner Ricardo Lara. It would mandate that starting in 2021, insurers would have to renew policies and continue to write new ones in communities that meet state standards for firescaping, or home hardening, that would be established before the law takes effect.

Member Spot Light Carrie Willson

PARMA Member Spotlight Meet Carrie Willson, Staff Risk Manager, State of California Tell me about how you became a risk manager? After my good friend tried to recruit me to a small managing general agency/surplus lines broker for about a year, I finally took her up on her offer. I left the hectic restaurant business thankful for the 9-5 business hours and holidays! I started as a file clerk, and I found myself very interested in the insurance industry. From there, I started volunteering for other job duties that lead to working 16 of my 17 years at this agency, identifying and analyzing risk

California Utilities’ Wildfire Prevention Plans Call for More Blackouts

California utilities plan to continue shutting off power to customers during dry and windy conditions to prevent sparking deadly wildfires, but they aim to make outages more targeted to avoid widespread blackouts, according to plans filed with the state.

Plans by the state’s three largest investor-owned utilities said wildfire mitigation plans would build on efforts made last year to reduce the risk their equipment would cause deadly infernos.

Bay Area, Calif., Clinics Seek Masks for Coronavirus in Light of Shortage

(TNS) - In late January, as the coronavirus continued spreading across the globe, the Foothill Community Health Center in San Jose, Calif., had a problem.

The center, a nonprofit network of medical and dental clinics, was running low on N95 masks — the respirator mask that officials recommend health care workers wear when coming in contact with patients who may have coronavirus.

“There’s a huge shortage,” said Umer Murtaza, the safety manager and facilities coordinator for Foothill’s clinics. Staff normally wear surgical masks during flu season, but with the coronavirus starting to spread beyond China, Foothill wanted to upgrade to N95s. It had some, but not enough.

Minor Earthquake Confirmed in California High Desert

A minor earthquake struck the Southern California high desert on Saturday and was was felt across the region, the U.S. Geological Survey confirmed.

The USGS reports the 3.9-magnitude earthquake hit an area about 13 miles northeast of Barstow at 11:34 a.m. Saturday.

Authorities said there were no immediate reports of damages or injuries. People reported to the USGS that they felt light shaking as far away as Los Angeles and Indio.

A Tale of Two Californias: Managing Wildfire Risk in the Year 2030

For most of the 20th century, the insurance industry considered wildfires to be little more than a benign nuisance. They occurred frequently but rarely resulted in more than a handful of claims, and underwriters priced for them in the same way as other attritional sources of loss like theft, breakage and sewer back-up.

Then in 1991, everything changed.

Imaging Tech Is Helping Firefighters in Glendale, Calif.

(TNS) — Smoke quickly fills a room the size of a shipping container while two bodies lie on the floor. Within seconds, they completely disappear from view — though not for personnel with the Glendale Fire Department.

The smoke actually came from a fog machine and the bodies were firefighters who volunteered to act as stand-ins as the agency demonstrated its new thermal-imaging cameras on Wednesday. Although the firefighters could no longer be seen with the naked eye, their thermal signatures could be seen as clear as day through the cameras.

States and Feds Bracing for More Disasters Related to Climate Change

(TNS) - State lawmakers across the country are calling for huge investments to mitigate the effects of wildfires, flooding, hurricanes, droughts and other natural disasters made more devastating and frequent by climate change.

Following the hottest decade on record, which saw record-breaking wildfires in the West, extreme weather events like Superstorm Sandy, a years-long drought in California, and severe flooding in the Midwest, legislators in many states say it's long past time to treat such events as the new normal — and invest accordingly.

Member Spot Light Diane Caminite, CPCU, ARM

PARMA Member Spot Light Meet Diane Caminite, CPCU, ARM Tell me about how you became a risk manager? I came to the risk management field the way many do – unintentionally. I was originally planning to go into nursing and began my education with that focus. Since I needed to work my way through college, I had also decided it would be a good idea to get a job in healthcare. I ended up getting an administrative job in the risk management department with a local hospital group. I had no idea what risk management was and ended up being exposed to insurance, risk mitigation, risk financing as well as